We would give suggestions and advises for action only after understanding your goals and expectations. You can clarify those before proceeding for payment. We can interact by mail, phone, Skype or personal meeting. We need to understand your needs to serve you better.
If you have fund to invest: If you want to build portfolio based on your declared initial capital in form of readily available fund at your end, you can directly go to the membership page and pay the requisite membership fee based on your fund size. We will completely take it upon ourselves to ensure your money is deployed with care, foresight and prudence from day one. You just need to follow our advises and act accordingly but always clarify in case of any doubts. We would, over period, invest your corpus and guide you throughout the year at all appropriate times when actions are needed.
If you are having an existing portfolio and now wants it to be advised by us, please pay your membership fee as per the existing total value of your portfolio and then email your portfolio to “firstname.lastname@example.org” (Word, Excel or PDF files only)
For those who submit their portfolios, we will do the following in consultation with you (over phone / mail)
A comprehensive review of your entire equity and Mutual Fund portfolio (one time) to know your reasons for having the portfolio and your expectations in the medium to long term.
We would ascertain if the portfolio is well diversified, balanced, “risk minimized and return maximized” based on your risk profile taking into account factors like age, obligations, plans, uncertainty and volatility tolerance abilities and investment horizon.
We would inform you if there are any risks of permanent loss of initially invested capital in any of the businesses (i.e. stocks) you are holding. We firmly believe that we should be REASONABLY RISK INTOLERANT about your initial capital but REASONABLY TOLERANT about intermittent uncertainties or volatilities (not known risks) which play out in the stock market and business environment at not so irregular intervals.
But if we think that your portfolio should be better “Risk Optimized and Return Maximized” we would suggest you as such.
Ideally we would prefer to shift the entire portfolio to our suggested equities unless you have specific reasons to hold on to some stocks you chosen before. We would gradually re calibrate or re balance your portfolio in line with our recommendations. If immediate action is needed, we will suggest alternatives and if we consider a gradual shift to better businesses more optimal, we will help do that over a period of three months to a year, through the medium of our regular personalized interaction over our website, email or phone, as per your convenience. It would entirely depend on the nature and expectation you have.
We will review the underlying businesses, and your portfolio performance, once every six months.
We shall immediately inform you about any action needed to be taken on your portfolio.